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CE - Understanding FHA Home Loan Guidelines and Policies

Wednesday, April 10, 2019
1:00 pm - 4:00 pm
Western Pinal
820 W. Cottonwood Lane Suite #9
Casa Grande, AZ 85122
3 Credit Hours
WeMAR School of Real Estate
9001 W Union Hills Dr, #8
Peoria, AZ 85382
Free (WeMAR Members)
$10.00 other attendees
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CE - Understanding FHA Home Loan Guidelines and Policies

About this Event


Federal Housing Administration (FHA) is part of the Department of Housing and Urban Development (HUD). FHA , which began in 1934, acts as an insurer in case of default. It sets the guidelines required for the underwriting of the loan by lenders to meet FHA insurance requirements. FHA does not provide direct financing or set the interest rates on the mortgages it insures. Lenders fund the mortgage and collect payments.

You will learn:
  • Eligible properties
  • Maximum mortgage amount
  • Seller contributions
  • Mortgage credit analysis
  • Credit history
  • Effective income
  • Borrower's cash investment in the property
  • Amendatory clause 


Patrick Ritchie
Patrick Ritchie
Patrick Ritchie has spent the past 17 years as a mortgage loan officer and enjoys bringing real-world scenarios into the classroom.  He is the author of the book The Credit Road Map, an in-depth look into how the credit world works. Patrick has a Bachelor of Science in Business Administration from the Ohio State University and a Master of Legal Studies from Arizona State University Sandra Day O’Connor College of Law. He is certified by Westlaw in advanced legal research and holds a certification in the Fair Credit Reporting Act.


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address:820 W. Cottonwood Lane, Casa Grande, AZ 85122||info:Western Pinal
820 W. Cottonwood Lane Suite #9
Casa Grande, AZ 85122||heading:35,pitch:2.5

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West Maricopa Association of REALTORS®
9001 West Union Hills Drive #8
Peoria, Arizona 85382

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